Privacy Policy

Last Updated: 1st February 2026

This Privacy Policy explains how YGQ RENOVATION AND CONSTRUCTION WORKS (Registration No: 201903037876(JM0894450-U) (hereinafter referred to as “the Company,” “we,” “us,” or “our”) collects, uses, processes, and protects your personal information when you visit our website trustringgit.com (the “Site”) and use our financial consultancy and referral services.

We are committed to protecting your privacy in accordance with the Personal Data Protection Act 2010 (PDPA) of Malaysia.

1. Information We Collect

We collect personal information that you voluntarily provide to us when you fill out our inquiry forms, including but not limited to:

  • Name
  • Contact Number / WhatsApp Number
  • Email Address
  • Employment / Business details
  • Desired Loan/Financing Amount and Type

2. Purpose of Data Collection

The personal data collected is used strictly for the following purposes:

  • To provide financial health assessments and consultancy services.
  • To assist you in identifying suitable financing options for your renovation, construction, or business projects.
  • To refer your inquiry to our network of licensed third-party financial institutions and authorized money lenders for loan processing.
  • To communicate with you regarding your inquiry or services provided by us.

3. Disclosure to Third Parties

As a consultancy and referral service, you acknowledge and consent that we may share your personal information with:

  • Licensed Financial Institutions: Banks and financial service providers.
  • Authorized Money Lenders: Properly licensed entities under the Ministry of Local Government Development (KPKT).
  • Service Providers: Third-party vendors who assist in our business operations (e.g., website hosting, IT support).

We do not sell, rent, or trade your personal data to outside marketing firms for unrelated purposes.

4. Security of Your Data

We implement appropriate technical and organizational security measures to protect your personal data against unauthorized access, loss, or misuse. This includes using SSL encryption on our website.

5. Your Rights

Under the PDPA 2010, you have the right to:

  • Request access to the personal data we hold about you.
  • Request the correction of any inaccurate data.
  • Withdraw your consent for us to process your data at any time (subject to legal or contractual restrictions).

To exercise these rights, please contact our Data Protection Officer at ygqrenovation@gmail.com.

6. Retention of Data

We will retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy or as required by Malaysian law.

7. Contact Us

If you have any questions regarding this Privacy Policy, please contact: YGQ RENOVATION AND CONSTRUCTION WORKS Address: 12 JALAN NUSA PERINTIS 9 TAMAN NUSA

PERINTIS , 81550 GELANG PATAH, JOHOR.